The Internal Revenue Service (IRS) has announced a new relief payment of $1,390, expected to be issued as a direct deposit in December 2025. This update has caught the attention of many Americans who are still dealing with rising living costs, higher utility bills, and everyday expenses. While this payment is not a regular stimulus check, it is being described as a targeted relief measure linked to tax adjustments and benefit corrections.
This article explains the payment in very simple terms. We will cover who may qualify, when the money could arrive, how the payment will be sent, and what steps you should take to make sure you do not miss it.
What Is the $1,390 IRS Relief Payment?
The $1,390 relief payment is a one-time direct deposit announced for December 2025. According to the IRS, this payment is meant to support eligible taxpayers who may qualify due to income limits, tax credit adjustments, or unresolved refund corrections from previous tax years.
In many cases, the IRS issues such payments automatically when it identifies that a taxpayer is owed money due to recalculated credits, missed benefits, or overpaid taxes. This relief payment follows a similar approach.
It is important to understand that this is not a loan and does not need to be repaid if you are eligible. It is also different from regular tax refunds, as it may be sent even if you have already received your main refund earlier in the year.
Why Is the IRS Sending This Payment in December 2025?
December is often chosen for relief payments because the IRS completes many account reviews by the end of the year. These reviews may identify taxpayers who qualify for additional funds due to:
- Updated income data
- Corrected tax filings
- Expanded tax credit eligibility
- Missed or partial payments from earlier filings
The IRS has stated that this payment is designed to provide financial support before the year ends, especially for households facing higher year-end expenses.
Who May Be Eligible for the $1,390 Payment?
Eligibility for the $1,390 direct deposit depends on several factors. While the IRS has not labeled it as a universal payment, the following groups are more likely to qualify:
- Individuals and families within specific income limits
- Taxpayers who filed a federal tax return for recent tax years
- People who were eligible for certain tax credits but did not receive the full amount
- Seniors and low-income earners whose tax records show adjustments
- Taxpayers with updated banking information on file with the IRS
In most cases, no separate application is required. The IRS will determine eligibility based on existing tax records.
How Will the Payment Be Sent?
The IRS plans to issue the $1,390 payment mainly through direct deposit. This means the money will be sent to the same bank account used for previous tax refunds or payments.
If direct deposit information is not available, the IRS may send a paper check to the mailing address on file. However, direct deposit is faster and more secure.
To avoid delays, taxpayers should ensure that their bank details and mailing address are correct in IRS records.
Overview of the $1,390 IRS Relief Payment
| Detail | Information |
|---|---|
| Payment Amount | $1,390 |
| Payment Type | One-time relief payment |
| Expected Month | December 2025 |
| Delivery Method | Direct deposit or paper check |
| Application Needed | No, automatic for eligible taxpayers |
| Taxable Income | Generally not taxable |
When Can You Expect the Money?
Payments are expected to be processed in mid to late December 2025. Some taxpayers may receive the money earlier than others, depending on how quickly their eligibility is confirmed and whether direct deposit is available.
Direct deposits usually arrive faster, while paper checks may take additional time to reach recipients.
Do You Need to Take Any Action?
For most eligible taxpayers, no action is required. However, you should consider the following steps to avoid any issues:
- Make sure your latest tax return has been filed
- Check that your bank account information is correct
- Update your address if you have moved recently
- Monitor your bank account and mail in December
If your tax situation is complicated or if you recently corrected a return, the payment may arrive later.
Will This Payment Affect Other Benefits?
The IRS relief payment is generally not counted as income for federal tax purposes. This means it should not reduce other federal benefits. However, rules can vary depending on the program, so recipients should keep records of the payment for future reference.
Common Reasons for Delays
Some taxpayers may experience delays due to:
- Incomplete or incorrect tax filings
- Recently changed bank accounts
- Address mismatches
- Ongoing tax disputes or audits
If the IRS needs additional information, they may contact the taxpayer directly.
Five Frequently Asked Questions (FAQs)
1. Is the $1,390 IRS payment real or automatic?
Yes, the IRS has announced this relief payment, and it is expected to be issued automatically to eligible taxpayers without a separate application.
2. Will everyone receive $1,390 in December 2025?
No. This is not a universal payment. Only taxpayers who meet specific eligibility conditions based on IRS records will receive it.
3. Do I need to file a new tax return to get this payment?
In most cases, no. As long as your recent tax filings are complete and accurate, the IRS will determine eligibility automatically.
4. Is the $1,390 payment taxable?
Generally, relief payments like this are not considered taxable income. However, keeping records is always a good practice.
5. What should I do if I do not receive the payment?
If you believe you are eligible but do not receive the payment by the end of December 2025, you may need to check your IRS account or wait for official instructions on follow-up steps.
Final Thoughts
The $1,390 direct deposit relief payment for December 2025 is welcome news for many taxpayers. While it is not a blanket payment for everyone, it offers meaningful support to those who qualify. The key is to ensure your tax information is accurate and up to date.
As December approaches, keeping an eye on your bank account and official IRS communications will help you stay informed and prepared.